FinSec Limited

FinSec is an established specialist mortgage lender funded through a combination of private equity investment and high street bank funding.

We like to help even when other lenders won’t, our human approach and expert underwriting means we can lend where others fail.

Why FinSec?

Finsec’s speciality is providing loans to individuals and business borrowers with non-standard or complex income and credit profiles where the proposed borrowings combined with the amount owed to their first mortgage lender does not exceed 70% of their residential property value or 65% in the case of investment or semi-commercial property.

FinSec's Product

Finsec provides secured lending between £3,000 and £250,000* to private individuals and business owners secured upon their residential property which is in owner occupation or subject to a rental agreement, or to their business where this is incorporated as a limited company or limited liability partnership and they are willing to enter a deed of guarantee. Lending is available throughout England and Wales but not Scotland and Northern Ireland.

Loans are available for most purposes both small business and personal.

*Second charge regulated mortgage contracts up to £100,000.


Finsec is regulated by the Financial Conduct Authority (FCA) to provide regulated products and services. If you are a FCA regulated intermediary or NACFB member and would like more information about introducing business to Finsec please contact us at

Finsec is a Patron Member of the NACFB.

How to Apply

Finsec does not promote direct to the public. Only authorised credit brokers may introduce to us. All sales are made by a regulated mortgage intermediary or credit broker whose aim is to advise upon and arrange the most suitable credit or debt solution for their customer in return for a fee and commission. If you would like to find out more or to apply for a Finsec loan please contact your usual financial advisor or mortgage intermediary.

Conditions and Use of Information

Finsec products are only available to homeowners based in England and Wales aged over 18 and are subject to status. By accessing and using this website, you are agreeing to our Conditions of Use and Privacy statement below. Telephone calls may be recorded for security and for training, monitoring and compliance purposes