FinSec Blog
Small unsecured business loans can’t always deliver.
For small businesses looking to raise money there are many solutions other than the traditional high street bank. With an increasing range of providers there is now an enormous array of products that a business owner can access for capital raising for business...
Its Not All About Professional Landlords
Not all landlords are professionals in the business of letting property and we see plenty of cases with buy to let type property being used as security for borrowing. The ‘professional’ buy to let market has a large mortgage industry which has built up around it but...
For some, semi-commercial mortgage cases can be tricky
Even in the best of times the semi commercial property niche is a tricky one when it comes to capital raising and refinance. Many mainstream lenders have recently withdrawn and repriced their products generally in wake of the rising interest rate environment and it...
SME businesses often need to borrow money
SME businesses often need to borrow money. Typically, their suppliers need to be paid before their customers settle the accounts owing to them and this inevitably puts pressure on cash flow. Keeping this cycle moving effectively to avoid running out of money demands...
Recent broker testimonials!
“I have used Finsec for clients seeking otherwise difficult small second charge loans for their expanding business activities. My clients like using Finsec and are happy with the levels of service provided, as am I, as their broker” – Mike Deacon, ABFL “We have...
Premier SME Funding Testimonial
"A huge thank you to Shan Toms and Alex Dowden for their help on a recently completed Secured Business Loan for one of my clients. My client, in the hospitality industry, was looking to raise £250,000 to help make improvements to the site. Various lenders had been...
Finsec case study – Where do you go with a complicated case?
Where do you go with a complicated case, where the client is looking to fund cashflow but, due to covid, the business is loss making and has little by way of asset base? It’s a question faced by many brokers in these challenging times. Finsec were approached...
Niche Seconds
Whilst the second charge lending space has become more mainstream over the last 5 years, with rates and terms often more akin to High Street first mortgages, it is still possible to find some very niche specialist lending rarely found within the mainstream lenders....
Supporting newly formed start-ups
The coronavirus pandemic is the worst crisis we have faced for over 100 years and it has created challenges for all of us. I try and take the positives from any situation I find myself in and for me this pandemic has given us a chance to push the ‘reset’ button on our...
Help your clients assess their cash flow needs
What will 2022 hold for us all is the question on everyone’s lips at the moment, especially for the business community. Many businesses are still struggling to recover from large scale losses incurred as a result of the pandemic and businesses were facing a struggle...