I have known of Finsec for a while via the Network and had met Shan Toms on a couple of occasions but never really passed any clients over. I have always looked at all options and indeed presented these to clients but had little success. This was partly due to clients being averse to securing finance and wanting to access funds quickly which unsecured lenders can do albeit the trade-off can be restricted terms, loan size and higher interest rates.
I needed a lender in the secured space that could deliver quickly as clients’ needs are often pressing.
Everything changed back in November 2025 when one of my existing clients was looking to secure a loan £200,000 to finish refurbishing their head office and repay an existing secured business loan. They wanted to move quickly and were conscious of keeping early redemption costs as low as possible.
I contacted Shan who quicky advised it was a case Finsec could support and arranged for terms to be issued. Luke promptly supplied terms and both he and Alex managed to fund the loan quickly with minimal fuss, even helping arrange valuation as it was my first case with them. The fact they supplied a clear needs list at the outset and pre-underwrote the deal gave my client the confidence they needed to push forward. The process was so simple and really dispelled the myths that secured loans take ages to process/fund as it took just 18 Days for Finsec fund the loan!!
This has installed added confidence in the product and the fact that I can hand on heart tell a client funds can be available with 3 weeks assuming all parties row in same direction – something which I know Finsec will always do.
We are now in March 2026 and another swift completion with the team at Finsec – once again a smooth process from start to finish, regular updates along the way and most important a very satisfied and happy client!
Look forward to writing more business in 2026 with a lender that can deliver, with transparent underwriting and good customer outcomes; Finsec have one of the lowest Early Redemption Cost ‘s in the Secured Business Loan Sector and coupled with internal legals the clients save on this cost too!
Highly recommend Finsec!